moneyGuru

Balancing incomes and expenses is never easy. Unexpected payments can ruin any plans for saving money. Finance management programs can be helpful in this regard, but most of them have complicated controls and you must go through various menus to retrieve the reports you need. moneyGuru offers an easier solution. It simplifies finance management significantly and it places all the statistics you need right in front of you.

The software is offered free of charge. It can be installed in no time, on Windows, Mac OS X, Linux and Ubuntu platforms. Its hardware requirements are modest and you don't have to install any prerequisite tools.

moneyGuru comes with a tabbed user interface, on which you can view net worth, your profits and losses and individual transactions. You may create one or more accounts instantly and define transactions for each account, on separate tabs. When you fill in details about your transactions, the program will immediately display the account's balance increases and decreases in a graph, on the same tab.

Regular transactions can be scheduled, on a different tab, so you don't have to insert certain incomes or payments each month. For example, you can schedule your salary and fixed payments, like rent. If scheduled, the transactions will appear in the targeted account each month and the graph will show you how much money you will have or lose in the future, based on the current spending and earning pattern. This is a good way to predict your balance for the following months. Of course, if you define more future transactions, the information will be more accurate.